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Best Budget

How To Save Money For Retirement: Guide For Freelancers

Saving for retirement. Just about anyone can tell you how important it is to do this. But it isn’t easy to actually do that, especially if you’re a freelancer or running a small agency.

If you work for someone else, it’s easier. As long as your employer has an employer-sponsored plan, all you have to do is contribute on a regular basis.

Best Budget

How To Manage Cash Flow: Guide For Freelancers & Agencies

Running out of cash is bad for business.

Understatement of the year, right? Small businesses are notorious for running into cash flow problems. Even if you’re hardworking and diligent, you can still run into this problem just because of the unsteady revenues and expenses that come along with freelance and agency work.

Never ask stock photo sites to "cut costs" for you.
Best Budget

23 Ways Freelancers & Agencies Can Get Cost Savings Now

Running a small business is hard. And expensive. There’s also a fair amount of risk involved, and sometimes, you need to cut costs right now, and you can’t wait.

Been there, done that. Sure, cost reduction isn’t fun, but sometimes, you’re in a tight spot with cash flow and you just need to get to next week.

Tracking Finances

How To Manage Profit & Loss For Freelancers & Agencies

It’s the end of the quarter and you’ve just run your first small business profit and loss statement. Now here’s the big question – what do you do with it?

If you don’t have a background in finance or accounting, tracking your business finances can feel awfully abstract. But profit and loss management is surprisingly straightforward, once you clear that initial learning curve.

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